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Sample Resume for a Mortgage Underwriter

Sample Resume for a Mortgage Underwriter

Sample Resume for a Mortgage Underwriter

You're well-versed in underwriting guidelines, but do you need a refresher on resume guidelines? Use this sample resume for a midlevel mortgage underwriter below as a guide to preparing your own resume. View and download the Mortgage Underwriter resume template in Word.

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29 West Oak St.
Anytown, ND 58102
LinkedIn URL
Expertise in Conventional, FHA, VA & Fannie Mae Loans
Mortgage underwriter known for strengths in risk assessment, income/credit analysis and documentation review. Consistently commended for the timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality.

Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan programs for both conforming and nonconforming mortgages. Work collaboratively with team members to drive deals to successful funding and close.


Lending & Underwriting Guidelines | Credit & Income Analysis | Cash-Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios | Conventional & Government Mortgages | Conforming & Nonconforming Loans | ARMs | Loan Closing, Funding & Documentation | Account Service Excellence

Professional Underwriting Experience

Mortgage Underwriter, 2008 to Present
Underwriting Assistant, 2007 to 2008
Promoted within eight months of initial hire to provide underwriting services within large, full-service regional mortgage lender offering both conventional and government loan programs. Results:

  • Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability.
  • Achieved the second-highest loan-funding rate (totaling $12.8M in FY 2011) among a 14-member underwriting team.
  • Ensured loan submittals met internal and external eligibility requirements. Gained extensive experience in underwriting FHA, VA and Fannie Mae loans.
  • Provided meticulous attention to detail in underwriting mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity.
  • Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals. Maintained compliance with lending, underwriting and government requirements.
  • Demonstrated excellent follow-through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process.

Education & Technology

BS in Finance, Minor in Business Administration, 2007

Computer Proficiencies: Calyx Point/PointCentral; BytePro; MS Word and Excel; Windows OS; Mac OS X Lion

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