Every Web site in the world is facing the growing issue of fraudulent usage of information, and Monster wants to work with users around the world to prevent this practice. Spam email is such a common occurrence today that you may think you know what to look for, but there are two types of email scams that can be more difficult to identify: phishing and spoofing. Both practices concern fraudulent email where the from address has been forged to make it appear as if it came from somewhere, or someone, other than the actual source.
Consumer Advice: How to Avoid Phishing Scams
Below are the warning signs you can look for:
What's Phishing All About, and How Do I Spot It?
Phishing emails are used to fraudulently obtain personal identification and account information. They can also be used to lure the recipient into downloading malicious software. The message will often suggest the recipient’s account has issues that require immediate attention. The email will also contain a link to a spoof Web site where the recipient will be asked to provide personal/account information or download malicious software.
Note: Monster will never ask you to download software in order to access your account or use our services.
How Is Phishing Different from Spoofing?
Spoof emails often include a fraudulent offer of employment and/or the invitation to serve as a go-between for payment processing or money transfers. This scam is primarily directed toward a general audience, but it can also reach Monster members who have included contact information on their resumes. As with phishing emails, the sender's address is often disguised.
Examples of Fraudulent Email
Check out these examples of fraudulent emails to know what to watch out for:
The variety and sophistication of phishing scams sent out to consumers is continuing to increase dramatically. While online banking and ecommerce is very safe, as a general rule you should be careful about giving out your personal financial information over the Internet. The Anti-Phishing Working Group has compiled a list you can use to avoid becoming a victim of these scams:
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- Be suspicious of any email with urgent requests for personal financial information.
- Phishers typically include upsetting or exciting (but false) statements in their emails to get people to react immediately.
- They typically ask for information such as usernames, passwords, credit card numbers, social security numbers, date of birth, etc.
- Don't use the links in an email, instant message or chat to get to any Web page if you suspect the message might not be authentic. Instead, call the company on the telephone or log onto the Web site directly by typing in the Web address in your browser.
- You should only communicate information such as credit card numbers or account information via a secure Web site or the telephone.
- Always ensure that you're using a secure website when submitting credit card or other sensitive information via your Web browser.